Your Trusted Mortgage Broker Specialists

for the Best Loan Rates in Singapore

I want to
a
that is
. I need a loan of
over a
year period.

I want to

a

that is

.

I need a loan of

over a

year period.

Here's How We Help You Find the Best Home Loans

Compare Home Loans Rates in Singapore

Our online tool acts like a mortgage specialist — showing you all the available mortgage loan packages in Singapore, so you can select the home loan interest rate you want.

Chat with Mortgage Specialists in Singapore

Our team of rockstar mortgage consultants in Singapore will follow up and provide you with personalised home loan advice, saving you time and money.

Claim the Best Mortgage Rates

While more Singaporeans are stressing about rising mortgages, you don’t have to. Our team of mortgage specialists in Singapore will connect you with the best bankers and lawyers, ensuring a fast and convenient application process.

Count on Our Mortgage Consultants in Singapore

Our journey doesn’t end here – as your trusted mortgage advisor in Singapore, we’ll keep you informed when home loan rates change, so that you can save for your entire mortgage journey.

Contact Our Mortgage Advisors For the Best Housing Loan Interest Rates!

Our Featured Products

The Mortgage Master Difference

Reliable Mortgage Brokers in Singapore

We built Mortgage Master to bring transparency and clarity to an outdated and opaque industry. As mortgage advisors in Singapore with over 50 years of combined experience, we offer personalised advice tailored to your needs. That includes tips on how to save on your monthly mortgage repayments, too.

Exclusive Rates and Partnerships

As mortgage brokers in Singapore, we get access to home loan rates not available to the general public. We also partner with reliable bankers and law firms that we entrust our customers to. They ensure that your home loan application process is smooth and efficient.

Our Service is Free!

Mortgage brokers in Singapore like Mortgage Master earn a referral fee from the banks for each successful home loan application. Since every bank pays us the same referral fee, this allows us to be biased FOR YOU, and work to your best interests.

Lowest Singapore Mortgage Rates in 2025

New Purchase (BUC)

Floating Rate

from 1.87%

Rates updated 01/08/2025
New Purchase (Completed)

Fixed Rate

from 1.85%

Floating Rate

from 1.89%

Rates updated 01/08/2025
Refinancing

Fixed Rate

from 1.85%

Floating Rate

from 1.89%

Rates updated 01/08/2025

Bank Partners

What People Are Saying

Gina Ratnasari
01:37 30 Jul 25
I reached out to mortgage master to get advice on managing my mortage for my house purchase.

Francis is very helpful and ready to answer my questions about mortgage almost immediately. I would have signed the mortgage through his service if only I had enough time to manage the legal procedures for the purchase. I would definitely ask his help in my next refinancing of the house though.

Thanks Francis for the advices and help. Would definitely work with you in the next chance.
Uno
14:37 29 Jul 25
I’m writing to express my appreciation for the exceptional advisory service provided by Jackie, a mortgage specialist with Mortgage Master.

While i was skeptical at first, Jackie patiently explained how I could benefit from the advisory service. And indeed, i would not have gotten such a good deal if not for him. I am impressed by his professionalism, responsiveness, patience and deep knowledge, having considered my loan from all angles. He tirelessly explained various options and suggested the best one for me. The banker he linked me up with was equally professional. And I got the max loan i wanted within 2 weeks.

Because of this positive experience, I would not hesitate to recommend Jackie to friends who need mortgage options.
B Ng
13:00 29 Jul 25
Saying Mitchell is an expert in this field is an understatement.He is able to anticipate clients concern and swiftly provide well thought out advices. His response is almost immediate and always with precision. With his guidance, I am able to analysis clearly which package is most suited for me despite the numerous requirements I have. I am most impressed with his knowledge and pleasant disposition among all the other players in the market. Really hope to engage his help again in the future.
Abel Tan
03:48 29 Jul 25
Francis Chua is honest and cares that you get the right loan for your situation. Didn’t upsell me when I mention that I might sell and instead advise me to do a repricing. Thanks!
Jason Yong
02:53 29 Jul 25
We received prompt and professional mortgage advice and service from Francis of Mortgage Master. He is attentive and responds quickly. Highly recommended.
YT Wu (Yingtong)
10:07 28 Jul 25
Francis Chua is very professional, helpful and responsive, making my re-financing experience smooth and fast. Highly recommended.
gabriel ng
07:28 28 Jul 25
Francis was very helpful!
Goh ailin
10:34 26 Jul 25
Good Service,Thank you
Beverly Tan
02:44 26 Jul 25
Francis was very helpful in my recent refinancing effort. He proactively checked in, recommended the best deals in the market, provided unbias advice and patiently addressed my numerous queries. He neither hard sells nor pressures you to act against your comfort or interest, and is a trustworthy mortgage advisor to journey with for mortgage decisions.
Felix Chan
05:13 24 Jul 25
Very good information ahared.
More reviews

As Featured On

Ask About The Best Housing Loan Rates Now

Our mortgage consultants in Singapore are on standby to provide you with personalised home loan advice.

Latest Insights & Media

Lorem ipsum dolor sit amet, consectetur adipiscing elit. Sed aliquet ligula at malesuada pulvinar. Curabitur auctor
September 16, 2025
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Sed aliquet ligula at malesuada pulvinar. Curabitur auctor
September 16, 2025
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Sed aliquet ligula at malesuada pulvinar. Curabitur auctor
September 16, 2025

Latest Insights & Media

Frequently Asked Questions for Mortgage Brokers in Singapore

How do mortgage brokers in Singapore make money?

We earn a referral fee from each bank upon every successful loan application. Every bank pays the same fee, and this ensures we are not swayed financially to provide advice that is not to our consumers’ benefit. For those curious to learn more, click here to take a look at what exactly mortgage brokers do.

Just like how platforms such as Singsaver and MoneySmart offer the best credit card deals, mortgage brokers in Singapore work with banks to secure the best mortgage rates for you. Banks prefer working with mortgage brokers because they bring them clients, reducing their marketing costs. This means they can offer more competitive rates, and since brokers work with multiple lenders, the banks compete with each other to offer you the best possible deal.

Repricing is typically facilitated by banks directly. That being said, our mortgage brokers in Singapore are more than happy to help advise on whether that is right for you, and give you assistance for a successful repricing experience.

The typical timeline for refinancing in Singapore is at least three months before your lock-in period ends, while the timeline for repricing is 1 month. (P.S. — You can read up more on the difference between refinancing and repricing here) We recommend reaching out to our team of highly experienced mortgage consultants, to advise you on what’s the right time and what’s available in the market.

Rates offered in the market differ by property type and loan amount. To get the latest bank rates, simply fill up the details here, and our mortgage advisors share with you the latest bank rates in the market.
Alternatively, should you wish to find out about other loan information, such as the best bank loans for HDBs or how to refinance your home loan in Singapore, reach out to us today!