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Lowest Singapore Mortgage Rates in 2026

Floating Rate

from 1.87%

Enquire new purchase (BUC)
Rates updated 01/08/2025

Fixed Rate

from 1.85%

Floating Rate

from 1.89%

Enquire new purchase (completed)
Rates updated 01/08/2025

Fixed Rate

from 1.85%

Floating Rate

from 1.89%

Enquire refinancing
Rates updated 01/08/2025
New Purchase (BUC)

Floating Rate

from 1.87%

Enquire new purchase (BUC)
Rates updated 01/08/2025
New Purchase (Completed)

Fixed Rate

from 1.85%

Floating Rate

from 1.89%

Enquire new purchase (completed)
Rates updated 01/08/2025
Refinancing

Fixed Rate

from 1.85%

Floating Rate

from 1.89%

Enquire refinancing
Rates updated 01/08/2025
WHY HOMEOWNERS CHOOSE US

The Mortgage Master Difference

100+ Years Combined Experience

  • Independent advice — never bank-tied
  • Compare all major Singapore banks in one place
  • Personalised to your property type & timeline

Rates You Can't Get Walking Into a Bank

  • Exclusive broker rates from 12 banking partners
  • Access to private banking rate tiers
  • Law firm partners for smooth conveyancing

$0 Broker Fees.
Ever.

  • Banks pay us — you pay nothing
  • No incentive to push any one bank
  • We work for your best rate, not theirs

$0 Broker Fees.
Ever.

  • Banks pay us — you pay nothing
  • No incentive to push any one bank
  • We work for your best rate, not theirs
testimonials

What People Are Saying

Gina Ratnasari
01:37 30 Jul 25
I reached out to mortgage master to get advice on managing my mortage for my house purchase.

Francis is very helpful and ready to answer my questions about mortgage almost immediately. I would have signed the mortgage through his service if only I had enough time to manage the legal procedures for the purchase. I would definitely ask his help in my next refinancing of the house though.

Thanks Francis for the advices and help. Would definitely work with you in the next chance.
Uno
14:37 29 Jul 25
I’m writing to express my appreciation for the exceptional advisory service provided by Jackie, a mortgage specialist with Mortgage Master.

While i was skeptical at first, Jackie patiently explained how I could benefit from the advisory service. And indeed, i would not have gotten such a good deal if not for him. I am impressed by his professionalism, responsiveness, patience and deep knowledge, having considered my loan from all angles. He tirelessly explained various options and suggested the best one for me. The banker he linked me up with was equally professional. And I got the max loan i wanted within 2 weeks.

Because of this positive experience, I would not hesitate to recommend Jackie to friends who need mortgage options.
B Ng
13:00 29 Jul 25
Saying Mitchell is an expert in this field is an understatement.He is able to anticipate clients concern and swiftly provide well thought out advices. His response is almost immediate and always with precision. With his guidance, I am able to analysis clearly which package is most suited for me despite the numerous requirements I have. I am most impressed with his knowledge and pleasant disposition among all the other players in the market. Really hope to engage his help again in the future.
Abel Tan
03:48 29 Jul 25
Francis Chua is honest and cares that you get the right loan for your situation. Didn’t upsell me when I mention that I might sell and instead advise me to do a repricing. Thanks!
Jason Yong
02:53 29 Jul 25
We received prompt and professional mortgage advice and service from Francis of Mortgage Master. He is attentive and responds quickly. Highly recommended.
YT Wu (Yingtong)
10:07 28 Jul 25
Francis Chua is very professional, helpful and responsive, making my re-financing experience smooth and fast. Highly recommended.
gabriel ng
07:28 28 Jul 25
Francis was very helpful!
Goh ailin
10:34 26 Jul 25
Good Service,Thank you
Beverly Tan
02:44 26 Jul 25
Francis was very helpful in my recent refinancing effort. He proactively checked in, recommended the best deals in the market, provided unbias advice and patiently addressed my numerous queries. He neither hard sells nor pressures you to act against your comfort or interest, and is a trustworthy mortgage advisor to journey with for mortgage decisions.
Felix Chan
05:13 24 Jul 25
Very good information ahared.
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